Rod and Staff Books & More

The Penny Saver Series financial workbooks enable you to regain control of your finances by allowing you to see where your money went. The system is not only tested and proven, but is simple to use as well. You will learn the fundamental structure of accounting by practicing to organize your expenses and income in individual categories. By using the different Penny Saver workbooks you can easily fill in the preassigned categories.

The Penny Saver workbooks will teach you how to budget your expenses as well. Budgeting will set goals and allow a predictable cash flow. You will be well rewarded for your commitment and efforts. The rewards will go beyond financial freedom as you learn self-discipline through budgeting and changing your spending habits.

The unique Finance-at-a-Glance feature gives you immediate financial health diagnosis. This convenient tool allows you to make necessary adjustments before its too late.

"We now have an accurate view of where our finances are going with the Penny Saver workbook. The monthly accounting sheets along with the budget plan makes it easy to manage our money. The end result is more money going into our saving accounts. We wouldn't want to be without it." —N.Y., Michigan

"Using your Penny Saver workbook makes tracking our income and expenses a breeze. Used alongside the budget plan, it saves money! We would recommend it to anyone." —D. S., Michigan

• Introduction
• Monthly Accounting Records
• Yearly Accounting Totals
• Finance-at-a-Glance Graph
• Budget Plan
• Sample Budget Plan
• Notes